Believe me when I say that Filipinos need life insurance. Why? Life insurance is a disciplined financial program that enables one to prepare for life’s uncertainties such as death, disability, sickness, or old age. PhilHeath and government/company pension is not enough to cover the loss.
Here in the Philippines, typical Filipinos struggle with meeting their daily expenses. Sometimes, an ordinary worker’s wage is not enough to shelter financial needs. One would prioritize the basics such as food, water, electricity. I guess this is one of the challenges many Insurance agents face. Getting an insurance is never a priority.
Is it really a priority? I would be lying if I say it’s not. But I cannot just force someone to get one without helping him understand its totality. Insurance is a life-saver. Allow me to expound on this. You may be asking how come a death benefit be a life-saver. While it cannot bring back the life of the insured, it can help sustain the lives of those who will be left behind. A breadwinner, per se cannot continually give income to his family once he’s taken out of the picture. You know who can do that? Life insurance. It’s a transfer of risk. Okay, you are not the breadwinner. You are single, independent, self-sufficient. Do you need insurance? Of course, you do. You’ll never know what will happen in the future. Besides, life insurance is also for wealth accumulation.
What are your goals in life?
What do you want to achieve 5 or 10 years from now?
For you who's reading this, I want you to revisit your goals in life. What are your action plans to achieve those goals? Getting a life insurance can help your financial goals be a reality. :) P.S. It can actually be a passive income at the same time.
Here in the Philippines, typical Filipinos struggle with meeting their daily expenses. Sometimes, an ordinary worker’s wage is not enough to shelter financial needs. One would prioritize the basics such as food, water, electricity. I guess this is one of the challenges many Insurance agents face. Getting an insurance is never a priority.
Is it really a priority? I would be lying if I say it’s not. But I cannot just force someone to get one without helping him understand its totality. Insurance is a life-saver. Allow me to expound on this. You may be asking how come a death benefit be a life-saver. While it cannot bring back the life of the insured, it can help sustain the lives of those who will be left behind. A breadwinner, per se cannot continually give income to his family once he’s taken out of the picture. You know who can do that? Life insurance. It’s a transfer of risk. Okay, you are not the breadwinner. You are single, independent, self-sufficient. Do you need insurance? Of course, you do. You’ll never know what will happen in the future. Besides, life insurance is also for wealth accumulation.
What are your goals in life?
What do you want to achieve 5 or 10 years from now?
For you who's reading this, I want you to revisit your goals in life. What are your action plans to achieve those goals? Getting a life insurance can help your financial goals be a reality. :) P.S. It can actually be a passive income at the same time.
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